Terms of use.

These Terms of Use govern your access to and use of the S+F Group Benefits Inc. website. By using this website, you agree to these terms. If you do not agree, please do not use the website.

Using this website

You may use this website for lawful, personal, and business purposes. You may not use it in a way that interferes with its operation, attempts to gain unauthorized access, introduces harmful code, or infringes another person's rights.

Information is not advice or a contract

The content on this website is provided for general information only. It is not insurance, legal, tax, financial, or other professional advice, and it does not create a broker-client relationship. Insurance coverage, premiums, eligibility, and plan terms are subject to the applicable insurer, carrier, and plan documents.

Quotes and benefit plans

Any quote, estimate, illustration, or plan information is preliminary unless confirmed in writing by S+F Group Benefits Inc. and the applicable provider. We may update information on this website at any time, but we do not guarantee that all information is complete, current, or free of errors.

Our content

This website and its content, including its design, text, graphics, and logos, are owned by or licensed to S+F Group Benefits Inc. and are protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or use this content for commercial purposes without our prior written permission.

Third-party links

Our website may link to third-party websites or services. Those links are provided for convenience only. S+F Group Benefits Inc. does not control and is not responsible for their content, availability, or privacy practices.

Limitation of liability

To the extent permitted by law, S+F Group Benefits Inc. is not liable for any loss, damage, or interruption arising from your use of, or inability to use, this website or information provided on it.

Privacy

Your use of this website is also subject to our Privacy Policy, which explains how we handle personal information submitted through the site.

Changes to these terms

We may update these Terms of Use from time to time. The updated version will be posted on this page with a revised last-updated date. Continued use of the website after an update means you accept the revised terms.

Governing law

These terms are governed by the laws of British Columbia and the applicable laws of Canada.

Contact us

Questions about these terms can be sent to info@sfgroupbenefits.ca or by phone at 604.514.3347.