switching brokers
Do you want benefits that actually make sense? Written in normal language?
You can change who helps you without changing what covers your team.
First, we talk. No grand declarations required.
We’ll get to know your business, review the coverage you have now, and talk through what is working and what could be better. Then we’ll summarize the options in plain language, without the benefits-brochure decoder ring.
If your current plan is already a good fit, you can keep it. A broker change is about who supports you; it does not automatically change your insurer or coverage.
Start with a conversationA few human conversations. Then you decide.
You don’t need to start from scratch or figure it out alone. We’ll guide you through the review, explain your options and walk you through the next steps. Nothing is signed until you’re comfortable moving forward.
Tell us about your business
Reach out by form, phone or email. We’ll start by hearing what your team needs and what prompted the conversation.
Get to know each other
We’ll have a meeting or two to learn about your business, current plan and pain points—and give you a feel for how we work.
Review and build together
We look at your existing coverage, discuss possible improvements, and make the options clear. Keep it, improve it or rethink it together.
One signature, when you’re comfortable
If you choose to proceed, one signature authorizes S+F as your broker. It does not automatically switch your plan.
Bring what you know. We’ll take it from there.
You don’t need a perfect folder or a polished pitch. If you have these details nearby, they can help us make the first conversation useful:
- Your current benefits provider
- A copy or outline of your current plan
- Your renewal date, if known
- Questions, frustrations or things you’d like to improve
Have only some of that? That’s completely fine. Start with what you know.
Start the conversation
Tell us a little about your business. We’ll be in touch to learn more and arrange a time to talk.
A few straight answers
Why choose us:
Experienced local team.
As one of the largest providers of Group Benefits in British Columbia, we specialize in providing benefits plans to BC businesses.
Clear communication, total transparency.
We work at keeping things easy, simple and crystal clear. No hidden fees or surprise rate hikes.
Friendly personal service, not a faceless call centre.
Your dedicated advisor handles all your calls and questions personally. A real person you’ll enjoy working with. There might even be donuts.
Carefully curated and customized.
We work with you to recognize your business goals, develop strategies and create a plan to help you achieve your goals, then design a plan specifically for your employees.
Don’t just take our word for it
Canuck Roofing
We had switched over to S&F Benefits and we are extremely pleased with everything from the initial setup, to the follow-ups, to the whole team and all the benefits offered. They are always super speedy in their replies and very helpful. It has made dealing with our corporate benefits a breeze and a relief! We highly recommend Reena, Chad, and their whole team to any business looking to get benefits — you will be happy you chose them!
Coastal Key Mortgage & Realty Group
Over the years I’ve had the pleasure of working with the team at S+F Group for various insurance products, both personal and business. Their approach is refreshingly laid back, making the entire process stress-free and comfortable, without any pressure. Their expertise and knowledge of insurance products are next level. They’re not afraid to take the time needed to understand our needs while providing tailored advice and solutions. I have referred several of my clients to them, and each one has echoed my sentiments, praising their professionalism and the quality of service they provide. I highly recommend them to anyone in need of reliable and personalized insurance guidance. Their commitment to their clients’ satisfaction is evident in every interaction, making them a standout choice in the industry.
Will Wong
Our company have been partnering with S+F Group Benefits for over 20 years, and the bottom line is: all their staff is very friendly, but professional. The thing we like best is they are very quick to respond to our questions. We have been approached many times by other Benefits Company, but we’re staying with S+F as they have always taken time to show us what’s out in the market and explain to us the advantages and disadvantages of what they’re proposing. Highly recommended.