Chamber of Commerce
Small and home-based business benefits solutions. Really, it’s a thing.
The Chamber of Commerce is good for business.
In partnership with the local Boards of Trade and Chambers of Commerce, we have exclusive access to the Chamber of Commerce Group Insurance Plan. And boy do we love this product. Why? Because it’s flexible enough for one-person operations or home-based businesses, as well as mid-size companies. And it allows us to offer stability and long-term saving by pooling together with 35,000 other small firms across Canada.
This means predictable, steady rates instead of the roller coaster pricing everyone else deals with. Traditional providers price plans strictly on premiums in vs. claims out to make sure their margin stays nice and comfy. And if they don’t make their margin one year, they treat it like they “loaned the client money” - and then jack up the rates the next year.
The Chamber plan offers dental benefits, extended health care benefits, critical illness insurance and long- and short-term disability insurance. There are even options for business owners at retirement. See, we told you small business benefits were a thing.
Why this plan may be right for your business:
Guaranteed approval.
No health questions or medical exams required, if you have a business, you are eligible to participate.
No minimum firm size.
Whether you’re a one-person operation or a home business, this plan covers any small to mid-size business.
No industry restrictions.
No matter what type of industry you are in, you can be covered as long as you are a Chamber member in good standing.
Guaranteed renewable.
Renewing your coverage is guaranteed as long as you pay your premium and maintain your Chamber membership.
Rate stability.
When your claims are bundled together with thousands of similar firms, premiums stay manageable and predictable.
All the essentials.
Includes options for dental benefits, extended health care benefits, critical illness insurance and long- and short-term disability insurance.
Outstanding service.
Trust us to be there along with the plan’s national service centre to listen first, take the time to explain, and be flexible.
Not-for-profit.
Because this plan operates as a not-for-profit, it means your interests are front and centre, and all surpluses are reinvested in the plan to control premiums.
Simple and fast.
Most health and dental claims are processed within 48 hours, and as part of the TELUS eProvider network, thousands of practitioners can submit claims on your behalf. The my-benefits® online administration tool lets you manage things from your computer.
Questions? We’ve got answers.
Switch benefits brokers with just one signature.
Switching brokers doesn’t mean switching your benefits - and it starts with a conversation, not a contract. Here’s how it actually works.
01
Contact us
Give us a call, send an email, or reach out through the form. No commitment - it just starts the conversation.
The easy part
02
We get to know each other
A meeting or two where we learn about your team, your current plan and your pain points - and you get to know us. Trust comes first.
A conversation, not a pitch
03
We build the plan together
We review your current coverage and design what works best for you - keep your plan, improve it, or rethink it together.
Built around your business
04
One signature
When it all makes sense to you - and only then - one signature makes us your broker. Your benefits never skip a beat.
You’re the judge
Don’t just take our word for it
Canuck Roofing
We had switched over to S&F Benefits and we are extremely pleased with everything from the initial setup, to the follow-ups, to the whole team and all the benefits offered. They are always super speedy in their replies and very helpful. It has made dealing with our corporate benefits a breeze and a relief! We highly recommend Reena, Chad, and their whole team to any business looking to get benefits — you will be happy you chose them!
Coastal Key Mortgage & Realty Group
Over the years I’ve had the pleasure of working with the team at S+F Group for various insurance products, both personal and business. Their approach is refreshingly laid back, making the entire process stress-free and comfortable, without any pressure. Their expertise and knowledge of insurance products are next level. They’re not afraid to take the time needed to understand our needs while providing tailored advice and solutions. I have referred several of my clients to them, and each one has echoed my sentiments, praising their professionalism and the quality of service they provide. I highly recommend them to anyone in need of reliable and personalized insurance guidance. Their commitment to their clients’ satisfaction is evident in every interaction, making them a standout choice in the industry.
Will Wong
Our company have been partnering with S+F Group Benefits for over 20 years, and the bottom line is: all their staff is very friendly, but professional. The thing we like best is they are very quick to respond to our questions. We have been approached many times by other Benefits Company, but we’re staying with S+F as they have always taken time to show us what’s out in the market and explain to us the advantages and disadvantages of what they’re proposing. Highly recommended.